Small Business Insurance in Indiana and Kentucky
Applegate Pulliam Insurance Group writes small business insurance in Indiana and Kentucky for restaurants, professional offices, shops and the people who own their buildings.
Business insurance is one place you can't click your way to the right policy. Every business runs differently, and the underwriting depends on what you actually do. That takes a person.
Small business insurance, at a glance
- Licensed in
- Indiana and Kentucky
- Companies we quote
- 36
- Quote back
- Usually within 24 hours
- Comes with
- An audit of what you have now
The policies most small businesses need
- General liability for injuries and damage tied to your business.
- Property for your building, equipment and inventory, or a business owner's policy that combines the two.
- Commercial auto for vehicles used for the business.
- Workers' comp once you have employees.
- Professional liability if you give advice or design work.
- Cyber liability if you hold customer data.
Who we write
Restaurants: property, liquor liability where it applies, and workers' comp. Professional offices: property, liability and professional liability. Building owners (lessor's risk): you own it, a business rents it. Trades: see contractor insurance. Rentals: see landlord insurance and sober living home insurance.
Indiana and Kentucky
We're licensed in both states and work with businesses in New Albany, Jeffersonville, Floyds Knobs and Louisville. Your business owners' home and car insurance can come with us too.
Small business insurance questions
- What insurance does a small business need in Indiana?
- Most need general liability and property. Workers' comp is required once you have employees, and vehicles used for work need commercial auto. We'll tell you what your business actually needs.
- What is a business owner's policy?
- A package that combines property and general liability for small businesses. It's often cheaper than buying them separately.
- Do you insure restaurants in Louisville?
- Yes. We're licensed in Kentucky and write restaurants on both sides of the river.
Have a person read your business insurance
Tell us what you do and send your current policies. We'll audit them and quote it.